Strategies designed for modern businesses

Select a service below to explore.

Our Philosophy

A Smarter Approach to Insurance & Risk

Businesses need a structured, strategic approach that aligns coverage, claims management, and contractual risk transfer with long-term financial and operational goals. Catalyze provides comprehensive risk management services for businesses of all sizes.

For companies without a dedicated risk manager, Catalyze acts as an outsourced insurance and risk management partner, providing the same level of oversight, expertise, and accountability as an in-house team.

Core Service

Fractional Risk Management

Your Outsourced Risk Partner

Catalyze provides businesses with a dedicated risk manager without the need for a full-time employee. As an integrated member of your team, Catalyze identifies, mitigates, and manages risks across your operations, delivering tailored solutions that align with your desired business outcomes.

Catalyze simplifies complex insurance matters, streamlines contractual negotiations, and implements strategies to minimize loss exposure. By offering process-driven, client-focused solutions, Catalyze protects your business and promotes long-term operational resilience.

Risk & Program Analysis

We ensure your risk management program addresses critical exposures and aligns with your business needs by analyzing all policies for accuracy and adequacy.

  • Align programs with your goals
  • Review policies for accuracy
  • Enhance coverage to close gaps

Contract Review

Contracts are essential for effective risk transfer. We review agreements to ensure terms protect your interests and minimize liability.

  • Draft precise insurance requirements
  • Evaluate compliance obligations
  • Review indemnification clauses

Loss Control

We focus on proactive loss prevention to protect assets, reduce vulnerabilities, and maintain operational continuity.

  • Identify potential hazards
  • Design loss prevention strategies
  • Develope incident response plans
Operations

Insurance Administration

Streamlined Support for Policyholders

Catalyze blends high-level strategic expertise with efficient administrative processes to make insurance management seamless. While the strategic aspects of our practice demand deep industry knowledge, the administrative side focuses on creating efficient workflows.

Catalyze ensures every aspect of your insurance program, from renewals to agent selection, is handled with precision and care. Our hands-on approach minimizes the client workload while ensuring your insurance program is robust.

Renewal Management

We work backward from the policy expiration date to create a detailed renewal calendar, ensuring every aspect is tracked and managed efficiently.

  • Complete applications efficiently
  • Communicate priorities to agents
  • Negotiate policy changes

Program Organization

We use proprietary systems to track key details, costs, and essential metrics, ensuring clients have an accurate record in a centralized repository.

  • Centralize insurance access
  • Maintain master reference guides
  • Track limits and costs

Agency Relationship

Catalyze acts as a liaison to foster productive relationships with agents, ensuring they fully understand your priorities and expectations.

  • Foster client-agent communication
  • Evaluate agent performance
  • Deliver market solutions
Strategy

Strategic Risk Advisory

Aligning Risk Management

Catalyze’s strategic practice focuses on sophisticated analytics and long-term planning to prepare for future challenges and opportunities. We work collaboratively with clients to build an insurance program that meets specific needs.

We prioritize executive-level decision points that empower clients to proactively manage risk. Our approach incorporates advanced data analysis to align your risk roadmap with business objectives.

Business Continuity

We develop tailored strategies to help businesses prepare for and recover from disruptions, identifying vulnerabilities and creating actionable plans.

  • Identify operational vulnerabilities
  • Develope disaster response plans
  • Establish crisis protocols

Strategic Planning

We craft customized solutions that address current exposures and preempt future needs, aligning programs with company goals and risk tolerance.

  • Align programs with goals
  • Craft multi-year strategies
  • Optimize coverage structures

Insurance Cost Projections

We project future premiums using historical trends and peer benchmarks to deliver precise, actionable insights for effective budgeting.

  • Analyze historical benchmarks
  • Evaluate deductible adjustments
  • Forecast cost increases
Recovery

Claims Solutions

Comprehensive Claims Support

Catalyze provides comprehensive claims management services to ensure policyholders receive the support they need when navigating complex insurance claims. From claim administration to dispute resolution, our approach is structured and data-driven.

Catalyze integrates claims services into a broader risk management strategy. We combine administrative oversight, strategic analysis, and expert advocacy to deliver results-driven support.

Claims Administration

Efficient claims administration is essential. We provide structured intake processes to streamline reporting and assess potential coverage.

  • Standardize reporting frameworks
  • Advise on claim submissions
  • Review policy terms early

Claims Management

We oversee the full claims lifecycle, ensuring all claims are properly documented, negotiated, and resolved efficiently.

  • Contest disputed claims
  • Ensure deadline compliance
  • Evaluate insurer responses

Litigation & Advocacy

For disputes, we provide strategic oversight and expert advocacy to ensure fair outcomes and challenge unjustified denials.

  • Assess denial validity
  • Coordinate with legal counsel
  • Challenge insurer valuations
Advanced

Enterprise Risk Solution

Advanced Risk Structures

Catalyze supports complex business decisions where insurance strategy directly impacts transaction viability and capital efficiency. We advise on advanced risk structures before, during, and after transformational events.

We ensure insurance programs are intentionally designed, economically sound, and aligned with enterprise-level objectives. This includes navigating M&A activity and alternative risk financing.

Mergers & Acquisitions

We provide comprehensive due diligence to uncover legacy liabilities and assist with transitioning insurance policies post-transaction.

  • Verify buy-sell coverage.
  • Evaluate contractual compliance
  • Consolidate post-transaction programs

Large Retention Programs

We evaluate the feasibility of self-insurance for businesses prepared to assume greater financial responsibility, building reserves for future claims.

  • Test self-insurance feasibility
  • Assess cash flow and risk
  • Develop claims reserves

Captive Solutions

We support captive implementation for businesses seeking proactive management, from feasibility studies to forming your own entity.

  • Conduct captive feasibility studies
  • Set up insurance entities
  • Evaluate risk retention groups
Legal Support

Expert Witness Services

Objective and Practical Expertise

For attorneys seeking expert analysis on insurance-related litigation, Catalyze provides an experienced perspective rooted in industry knowledge. We assist litigants in navigating complex insurance and risk management disputes.

Understanding the expectations of testifying experts, we apply our expertise to evaluate policy language, industry standards, and claims administration. Our approach is grounded in industry best practices and credibility.

Coverage Disputes

We evaluate whether an insurer’s coverage determinations and claims-handling practices align with industry norms and regulatory expectations.

  • Assess exclusion applications
  • Review insurer conduct
  • Guide on legal stances

Agent E&O

We provide expert insight on whether reasonable care was exercised in procuring insurance, determining if professional responsibilities were met.

  • Determine fiduciary responsibilities
  • Analyze policy explanations
  • Evaluate binding authority

Contractual Risk

We analyze whether insurance obligations and indemnification provisions were fulfilled, evaluating contract language and compliance.

  • Evaluate indemnity requirements
  • Verify risk transfer execution
  • Review contract language
Community

Pro Bono Services

Committed to Supporting Those in Need

Catalyze’s pro bono services reflect our commitment to helping individuals and businesses navigate insurance challenges in times of crisis. We strive to make insurance more accessible to those who need it most.

At Catalyze, we believe in equitable access to risk management information. Through our pro bono services, we offer limited guidance and resources to those facing hardships who struggle to navigate complex insurance matters.

Disaster Relief

For those recovering from catastrophic events, we provide free guidance to help maximize claim outcomes and advise on documentation.

  • Explain required documentation
  • Identify key policy provisions
  • Advise on damage assessments

Personal Guidance

We offer general guidance to help individuals understand coverage and connect policyholders with trusted agents for personal lines.

  • Clarify coverage concepts
  • Refer to trusted agents
  • Discuss mitigation strategies

Free Consultations

We offer free consultations to discuss insurance-related questions and provide preliminary insights for those needing initial guidance.

  • Answer insurance questions
  • Address coverage concerns
  • Clarify complex landscapes
Precision & Control

Manage Uncertainty with Confidence and Precision

Navigating the complexities of insurance requires technical expertise and practical execution. Catalyze provides strategic insights that support confident decision-making when refining your risk management program and negotiating with providers.

The claims process will test your preparation. Proper documentation, clear communication with insurers, and a proactive approach to claim resolution can mean the difference between a smooth recovery and a costly dispute. We provide claims administration, management, and advocacy to ensure that claims are handled efficiently and that policyholders receive the benefits they are entitled to.

Catalyze challenges improper denials, assists in dispute resolution, and provides litigation support when needed. We work with attorneys on complex insurance disputes, providing expert analysis on coverage determinations, bad faith claims, and industry claims standards to support legal strategies.

Long-Term Framework

Structure Risk Management for Long-Term Success

Catalyze integrates insurance solutions with business strategy. Our role is to bring clarity to insurance decisions, structure programs that reduce exposure, and implement processes that make insurance work as intended. Whether assisting with policy placement, claims recovery, or contract negotiations, we ensure that risk is anticipated and controlled.

Anticipate Risk
Control Exposure
Recover Value